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Channel: Debt Free Living | Jen Schmidt
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31 Days to More with Less: How Much Do You Want It?

From personal understanding, getting ones family finances under control requires many of the same tactics that I’ve been experiencing as I ride this weight loss roller coaster. As I share tidbits of...

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This is What We are Striving Towards….

How would you like to save $100,000 in fifteen years? For most of us, the thought of paying off our mortgage doesn’t hold one tiny spark of reality for the future. (Please, don’t click off because you...

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Take a Risk…Give Generously (31 Days to More with Less)

Take a risk…give generously. This picture of my daughter’s hands exemplifies my hearts desire – to generously open up my hands and heart to give of my resources. And not just give, but give generously....

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The Dreaded “B” Word: Where Do I Start? (31 Days to More with Less)

For me, creating a budget is pretty similar to fingers on a chalkboard, my daughter “serenading” me over and over in my ear, spending money on underwear (what a waste), committing to workout with the...

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Give Every Dollar a Job: Budgeting

Giving Every Dollar a Job is one of the most important financial decisions one makes to get their family finances in order. Yes, budgeting is back, and you thought I forgot about this dreaded “B” word...

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Family Finances: Cut Up Your Credit Cards

Pay Cash: the Building Block of Financial Security Since I’m often asked asked for advise and tips on dealing with the  family budget, my biggest concern hands down is the use of credit cards. I am...

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Wicked, Wicked Wealth

Lately,  not a day that goes by where I don’t turn on the TV or radio and hear incredibly strong, opinionated views on wealth, debt, finances and then some. For a geeky personal finance kind of girl...

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It Just Doesn’t Matter What You Think…well, kind of…

Two years ago, I introduced you to my big ‘ole “Hunk O Junk.” While I thought that this blue beauty was a Good ‘enough Thing at the time, never in my wildest dreams would I have anticipated that we...

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Lessons I’ve Learned from My Redneck Freezer

As I drive my mini van down our winding gravel drive, I am greeted by an old familiar friend.  He’s faithfully held some of my most “prized” positions; stored frozen goodies acquired from hours of...

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Doomsday Preppers…Fact or Fiction?

It’s true. I admit it. I was intrigued. Have any of you had the jaw dropping opportunity to watch an episode or two of that reality show, Doomsday Preppers? When it first came out, I set my DVR to...

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Save Thousands by Learning to Negotiate

Whether visiting another country or tucked away in the heart of the USA, perfecting the art of negotiation is instrumental in slashing the costs of ones personal financial budget. Negotiating,...

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Robbing Peter to Pay Paul: Climbing Out of Debt

One of my goals of Balancing Beauty and Bedlam is to embrace life’s beautiful moments, many which don’t cost a cent. You can read pages and pages of my thoughts on finances, but one thing I know for...

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The Front Porch That Took 17 Years to Build (Part 1)

Our son rolled his eyes at me, “Mom, you live like we are still unemployed.  Why don’t you just buy that furniture?  We finally have the money and I know you want it.” I turned to him and gathered all...

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Figuring Out Tax Returns: Save $ Now!

Last week, a simple envelope caused quite the stir in our home. We opened it and it was as if manna from heaven floated out. Typically, anything stamped from the IRS causes my stomach to turn.  I rant...

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5 Ways To Spring Clean Your Finances & Save Thousands!

Pin this for later Yes, it’s that time of the year when everyone is talking spring cleaning, de-cluttering and new ways to freshen up the home. There’s nothing more freeing than emptying out all the...

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Dreaming Big: Guess What I Am Planning?

Does your heart pound a little faster? Have you been kept awake at night wondering what your life would look like if this were realized? Is it a topic that you can’t stop talking about or...

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5 Ways to Save & Pay Cash for College: 4 kids in 5 years

 A little over two years ago, I opened up an incredibly interesting can of worms on my facebook page with the status updated, “Why we won’t let our graduating senior go to college in the fall, unless...

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Great Alternatives to Traditional College Education

I can remember the specific day. Enrolled in my first year of college as a Mass Communications major, (yes, I was going to be the Today Show’s next female anchor woman), I had an epiphany. Sitting...

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Let’s Stop These Money Mistakes Now

As the holidays greet us and this last week meets us with trips to the stores, charges on our credit cards and anxiety that shouldn’t occur during this “most wonderful time of the year,” I’ve decided...

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The Challenge of Paying for College

I’ve had some mommy moments these last few weeks. This summer, I only have three weeks when my “babies” will all together and last week was one of them. I can’t even tell you how wonderful it was, but...

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